Housing Wire

JANUARY 13, 2025

The University of Florida alum also has chairman and executive leadership experience with companies like Tax Guard , Capital Bank , Ally Financial , Fifth Third Bank and Bank of America. This came after the company acquired Flagstar Bank assets in July. trillion at the end of the third quarter.

Banks 370

Banks Title Technology Industrial 370

Housing Wire

MARCH 4, 2025

The bill passed the Alabama House of Representatives in mid-February and is currently on the calendar of the state Senates banking and insurance committee for further review. We havent noticed too much of a change in operating procedure, at least with the agents at our firm, said Ellison, the qualifying broker at ARC Realty.

Brokerage 395

Brokerage Agents As-is Banks 395

Housing Wire

JANUARY 14, 2025

If your dream is to own your own brokerage and manage a team of top-performing agents, leading your team to success means much more than hanging a new license on your wall. A note about terminology In some states, an entry-level real estate salesperson is called a broker instead of an agent. The terms used vary by state. Get a meeting.

Brokerage 370

Brokerage Branding Agents Industrial 370

Housing Wire

FEBRUARY 18, 2025

HousingWire s Reverse Mortgage Daily (RMD) had a chance to meet up with Medina Cicak, Heartland Bank s chief commercial officer in Australia , and Keira Billot, the New Zealand -based general manager of retail and reverse mortgages. In New Zealand, there are only two main providers of reverse mortgages, both are banks, they said.

Banks 293

Banks Commercial Mortgages Industrial 293

Housing Wire

SEPTEMBER 23, 2024

Nicole Reed Real Estate & Associates is joining Real, bringing an eight-agent team that serves not only Richmond but the Virginia markets of Fredericksburg, Charlottesville and Hampton Roads, in addition to Atlanta. Real has been on a tear lately in adding agents. Today, Real has more than 16,000 agents.

Brokerage 448

Brokerage Agents Finance Technology 448

Housing Wire

DECEMBER 17, 2024

has honored a longtime professional in its ranks with a lifetime achievement award, in recognition of his 40-year career in the mortgage banking, real estate , homebuilding and title insurance industries. The reverse mortgage division of Fairway Independent Mortgage Corp.

Lending 397

Lending Title Mortgages Banks 397

Housing Wire

JANUARY 15, 2025

Under the new law, if a deed or mortgage is filed with the clerk of a superior court for recording by a self-filer i.e., a person who is not an insurance agent, attorney, bank or credit union agent, mortgage lender or servicer, land surveyor or public official it must be submitted via electronic filing.

Title 397

Title Title search Land Banks 397

Housing Wire

JANUARY 22, 2025

Auction.com has long been a leading platform for bank-owned (REO) and foreclosure sales to real estate investors and others seeking a discount. For those who are struggling to repay their mortgages, the process aims to help them avoid foreclosure and retain their home equity.

Proof of funds 370

Proof of funds Equity Technology Banks 370

Housing Wire

SEPTEMBER 30, 2024

The landmark antitrust lawsuit settlement agreed to by the National Association of Realtors (NAR) in March has put the practices of real estate agents in the spotlight for both regulators and clients alike. Now, with agent commissions starting to decline, agents naturally want to convey the value of their services to buyers and sellers.

Agents 488

Agents MLS Finance Sales 488

Housing Wire

MARCH 14, 2024

Like the Department of Justice , the Federal Reserve has decided to weigh in on the real estate agent commission debate. Similar to the arguments made by the plaintiffs and their attorneys in the commission lawsuits, the authors of the paper argue that despite technological advances, agents still take a “high percentage commission.”

Agents 459

Agents Banks Sales Technology 459

Housing Wire

NOVEMBER 7, 2024

Not long ago, homeowners insurance was a minor concern for most homebuyers, real estate agents and mortgage originators. Impacts to mortgage credit Banks, insurers and regulators have long acknowledged that climate risks could threaten mortgage borrowers’ creditworthiness. Insurance Services , in March.

Design 482

Design Mortgages Lending As-is 482

Housing Wire

SEPTEMBER 6, 2024

Real estate agents largely felt prepared to tackle the business practice changes outlined in the National Association of Realtors’ (NAR) commission lawsuit settlement agreement , according to the recently published Stephens Summer 2024 Real Estate Agent Survey.

Agents 448

Agents Brokerage MLS Industrial 448

Housing Wire

SEPTEMBER 27, 2024

In a recent episode of “The Loan Officer Podcast,” host Dustin Owen and guest John Coleman explore key tips that all aspiring real estate agents should know when navigating mortgage financing for a potential client. A final point urges agents to not rush mortgage preapprovals before moving forward in the process.

Finance 448

Finance Agents Mortgages Loan Officer 448

Housing Wire

SEPTEMBER 14, 2024

A full 96% of Hispanic households have a transactional account or checking account with a bank or financial services provider Over a million Hispanic households have a net worth over $1 million and a growing share are considered high income. The enthusiasm in that standing-room only session underlined that these agents are ready.

Agents 448

Agents Mortgages Banks As-is 448

Housing Wire

JANUARY 19, 2022

The Financial Crimes Enforcement Network , or FinCEN, is floating a proposed anti-money laundering rule that could impose reporting mandates on a broad swath of professionals in the residential real estate market, including real estate agents, brokers, attorneys, title insurance companies and settlement agents.

Agents 468

Agents Title Residential Finance 468

Housing Wire

NOVEMBER 4, 2024

31, 2023, and has since reshaped the business practices for real estate brokerages and agents across the country. Finding an agent Like 43% of homebuyers , I began my search online, as I worked to get a sense for what the inventory in my preferred areas and in my price range looked like. Funny you should ask.

Purchase and sale agreement 435

Purchase and sale agreement Inspection contingency Inspection Title 435

Housing Wire

JANUARY 11, 2023

If a consumer’s bank account number, for example, comes into an employee’s email, and that email is not deleted, what happens if that employee is allowed to take that laptop home? Or if it’s accidentally left in a parked car in a large parking lot or forgotten and left behind in a public place? Not a one-time, all-hands email from management.

Title 435

Title Agents Technology Banks 435

Housing Wire

AUGUST 28, 2024

We literally had to feed our kids by going to food banks. But there was no anxiety inside the Kay Bailey Hutchison Convention Center, the cavernous venue hosting the summit that feels almost cramped due to the hundreds of real estate agents at the event. When that flip went bad, we had no money and we were up to our eyeballs in debt.

Agents 459

Agents Brokerage Staging As-is 459

Housing Wire

JANUARY 14, 2022

That’s standard for Rochester, a city on the banks of Lake Ontario that quickly grew after the American Revolution and gave birth to Eastman Kodak and Xerox , but whose population has tumbled from around 350,000 in the mid-20th century to just over 200,000 today. It left us breathless. In addition, the sale-to-list price ratio was 106.3%

Agents 448

Agents Inspection Marketing Equity 448

Housing Wire

AUGUST 19, 2024

But even though O’Koniewski and her agents have spent months preparing for these changes, she said the date did not come without a sense of trepidation. “I Not that individual agents might be struggling or running into things, but I haven’t seen or heard any horror stories or anything awful yet.” I know quite a few agents it hurt.

Purchase and sale agreement 476

Purchase and sale agreement Agents MLS Seller concession 476

Housing Wire

DECEMBER 11, 2023

When affordability meets fair housing Recently, during a coaching session with an agent, that agent shared how a recent seller, Bob, sold his home of 20 years and made so much money on the sale that he was able to purchase a retirement home in Savannah, Georgia, and have plenty of money left over for a nice retirement nest egg.

Lending 476

Lending Agents Banks Loans 476

Housing Wire

JANUARY 20, 2025

It lowers the playing field, Matt ONeill , a retired Secret Service agent and the co-founder of 5OH Consulting , said. According to ONeill, part of the challenge is that as of right now, 314b is voluntary, so many banks have made the decision to not actively participate.

Title 397

Title Technology Industrial Banks 397

Housing Wire

SEPTEMBER 10, 2024

To help you find the best real estate website builder for your needs, our team of agents, brokers, and tech experts researched and ranked the best real estate website builders for 2024. Instead of learning to code or wrestling with WordPress, you can get your website up and running in an afternoon.

Brokerage 448

Brokerage Agents Branding Land 448

Housing Wire

AUGUST 13, 2024

Talk of a potential recession and the impending business practice changes were the overarching themes of the opening session of Keller Williams’ 2024 Mega Agent Camp Tuesday morning. In order to support these relationships, Keller said agents need to buckle down on education and stay on top of economic trends and information. “As

Agents 345

Agents Purchase and sale agreement Marketing Banks 345

Housing Wire

SEPTEMBER 11, 2023

Cliffco Mortgage Bankers is among the rare independent mortgage banks doing more business than last year. The New York-based independent bank exceeded its 2022 production volume of $400 million in August, but the end goal is far more ambitious: The company is aiming to produce between $3 billion to $5 billion in origination volume annually.

Loan Officer 418

Loan Officer Agents Loans Technology 418

Housing Wire

OCTOBER 24, 2024

My mom and stepdad went into pre-foreclosure,” said Sandoval, a real estate agent and investor who specializes in working in low-income, often Latino neighborhoods in Southern California. “I Often, the best available option for staying in the home is through a loan modification or some other type of repayment plan with the bank.

Bankruptcy 448

Bankruptcy Equity Hard money loan Finance 448

Housing Wire

SEPTEMBER 7, 2023

For most real estate agents, working with a reliable lending partner is essential to a smooth and successful transaction. That partnership is everything,” Amy Breach, a Seattle-based Keller Williams agent, told HousingWire in late 2022. The lender and LO can make or break the transaction.”

Agents 418

Agents Loan Officer Lending Loans 418

Housing Wire

FEBRUARY 6, 2025

Bank statement loans Accepting a borrower who doesnt have a traditional 9-5 job can be a challenge for some lenders. Bank Statement loans are designed for self-employed borrowers. Bank Statement loans are designed for self-employed borrowers. As such, theyll need ground-up construction loans. Fortunately, theres a solution.

Loans 343

Loans Mortgages Equity Construction 343

Housing Wire

JANUARY 31, 2025

Evergreen said in its announcement that it has been “laying the groundwork for Southeast expansion by developing and strengthening key new business segments, including builder partnerships, affinity partnerships, and real estate agent partnerships.” His career began in 1989 as a loan officer with Norwest Mortgage.

Loans 341

Loans Loan Officer Construction Banks 341

Housing Wire

MAY 17, 2024

Chase Home Lending , the consumer and commercial banking arm of JPMorgan Chase & Co. , has raised its closing guarantee from $5,000 to $20,000 until July 27, 2024, the bank announced on Thursday.

Lending 481

Lending Closing Banks Commercial 481

Housing Wire

AUGUST 26, 2024

Although the industry is barely than a week into the “ new normal ,” some real estate agents and brokers are already seeing smaller buy-side commissions. “It I’m seeing lower fees because a lot of agents who aren’t strong, in order to get a buyer to sign on with them, they are lowering their cost,” O’Koniewski said.

Brokerage 511

Brokerage Agents Industrial Banks 511

Housing Wire

MARCH 6, 2024

In turn, the bank is expanding its board of directors, adding four new seats to include Mnuchin, the former Comptroller of the Currency Joseph Otting, Allen Puwalski from Hudson Bay, and Reverence Capital’s managing partner Milton Berlinski. ” On a call on February 7, management told analysts that the bank’s total liquidity was $37.3

Equity 443

Equity Mortgages Banks Commercial 443

Housing Wire

JANUARY 10, 2023

Bank executives reportedly expressed concerns about “reputational risk” when financing large amounts of loans originated from other firms. As the largest bank lender to Black and Hispanic families for the last decade, we remain deeply committed to advancing racial equity in homeownership.”. Wells Fargo to expand SPCP.

Closing 501

Closing Lending Banks Equity 501

Housing Wire

MAY 20, 2024

Mortgage capital markets tech firm Polly announced on Monday its API integration with cloud banking provider nCino to enhance the digital mortgage process for lenders. Upcoming enhancements will include functionality for locking rates via both web and mobile platforms. “In mortgage, said in a statement. “By

Mortgages 448

Mortgages Loan Officer Technology Banks 448

Housing Wire

AUGUST 28, 2020

billion in VC funding, is looking to bring aboard real estate agents in Phoenix, Arizona, to support its “Home Reserve” iBuying platform, according to Inman , which spotted a jobs posting Friday morning. The firm is testing two different models with agents in Phoenix, the spokesperson said. The company, armed with $1.5

Brokerage 538

Brokerage Staging Agents Banks 538

Housing Wire

APRIL 24, 2024

Two former New Jersey -based mortgage loan originators have been charged with conspiracy to commit bank fraud by the U.S. Alongside Gallo, Mehmet Elmas was also named in the complaint, filed by a special agent working under the Office of the Inspector General (OIG) at the Federal Housing Finance Agency (FHFA).

Mortgages 543

Mortgages Loans Banks Finance 543

Housing Wire

NOVEMBER 21, 2024

Check out our highly-rated recommendation for an easy way to add some flair without breaking the bank. As an agent, these finishing touches set a home apart, add value, and ultimately help the property sell faster. They add a cozy ambiance that helps buyers feel instantly at home. Solar string lights are affordable and budget-friendly.

Design 370

Design Staging As-is Agents 370